Capital One bails on Isis as nationwide rollout looms

By Shawn Knight
Sep 20, 2013
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  1. Capital One has elected to pull out of the mobile payment pilot program for Isis, a consortium of wireless carriers including AT&T, T-Mobile and Verizon that have banded together to tackle wireless payments in the US. The bank said they...

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  2. I live in SLC and tried to use isis on my note 2 and could never get it to work. So much easier to just pull out a card and swipe it then try to use my phone.
  3. I'm the guy who installs those credit card pin pads. I can tell you that there is basically zero demand for these things. I've even tried to hype them up to customers telling them that NFC phone payments are the next big thing... no one cares. For a store owner, there is no point in paying extra for the headache this technology entails. You should see the sheer amount of people who can barely figure out how to swipe a regular old credit card and confirm an amount. I can totally picture *****s talking to their phone telling it to pay the bill for them...

    Unfortunately, as much as I despise Apple, it's basically going to require Apple stepping into this arena to convince the hordes of morons out there that it is in fact magical to pay with your cell phone. When people are convinced that Apple invented the idea then maybe some folks will start paying attention.

    Personally, I think it's neat but realistically I don't give a crap. I'll get paid to put the pin pads in, and I'll get paid to fix the pin pads when they inevitably break.
    St1ckM4n likes this.
  4. What I don't get is when I went to Japan for a month in 2007, I've been using these NFC related technologies (such as Suika) on public transportations and it's widespread and very easy to use. Now it's 2013 in America and we STILL have issues with executions and ton other stuff. Carriers blocking Google Wallet to push their own ISIS system. It's to the point that whatever I found very attractive about this system is pretty much gone. Sure, I would be using it a lot in Japan if I go again since it's great and already well implemented there. Here? Forget it.

    Like someone told me "Everyone is trying to make it THEIR systems to make money off of it and in the end, it goes nowhere."
  5. St1ckM4n

    St1ckM4n TS Evangelist Posts: 2,920   +627

    Makes me sad, as Google Wallet is not available in Australia. From testing, our NFC sensors work really well with Nexus4 and Google Wallet.
  6. Well of course NFC never took off in the states... the flagship program that was GOING to use it was Google Wallet. To which both the banks and the phone networks both stood on its throat and said "no thanks we'll build our own, with blackjack, and hookers" which they promptly did not do. now they are paying the price for that decision, because now they WANT that tech, and it's their own doing that retailers didn't see a demand for it here in north america. (Ebay's massive smear campaign against its predecessor Google Checkout, didn't help matters)

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