I got this lo1 virus while downloading some software online. I tried using Ad-Aware as well as Ccleaner but couldn't delete this virus from my system. Then finally I googled for cleaning lo1 virus and found something here. I am using this system for online banking, its basically my office laptop and in one of the thread from howard_hopkinso, he suggested to do complete format and reinstall, but he also explained how to clean up this virus. So I decided to give a try. After following all the steps I don't see the virus warning any more, but I still want to know if I still need to do a complete format and reinstall. I have attached the HJT log file as well as AVG-Antispyware Log file.