Drone maker DJI revealed a couple of years back that it was developing a parachute designed to minimize damage to a drone in freefall. The DropSafe Speed Reduction System eventually made it to market although its $800+ price point and compatibility with a limited number of drones means it isn't an option for everyone.
Now there's an option for everyone else to protect their investment. It's called the DJI Care Protection Plan and as the name suggests, it's an insurance policy for your drone.
Designed to provide pilots of all skill level peace of mind, the plans are offered in six- and 12-month increments. Pricing starts at $99 for a six-month plan that covers a Phantom 3 Standard and tops out at $699 for a year of coverage on an Inspire 1 V2.0 drone with coverage amount caps of $499 to $3,099, respectively.
DJI care offers coverage for Phantom 3 Standard, Phantom 3 4K, Phantom 3 Advanced, Phantom 3 Professional and Inspire 1, version 2.0 with X3 gimbal camera. Plans can be purchased at the same time the drone is bought or added separately and can be transferred to a new owner should you sell your drone.
DJI says plans cover damage to the aircraft, gimbal or camera under normal use and pilot error such as drops and crashes.
If you're accident-prone or otherwise clumsy, it may not be a bad idea to look into DJI's offering.