What kind of ridiculously stupid credit card service is that? We in India get full transaction details like time, amount and beneficiary, as SMS, text for the American ignorant, on the linked telephone within a few seconds of using it at the POS. Apart from that no online transactions are possible without typing in the OTP (One Time Password) that is valid for no more than 3 minutes, received on the same linked mobile phone. I think the American credit card companies should sent some programmers with minimum 2 digit IQ to India to learn how to do thing right.
BTW in 2022 India surpassed both, US and China in total internet data usage, total number of online financial transactions AND total value of these transactions. Only because out service is so secure.
Not surprised the American and Chinese banks are failing big time. Not only that both Visa and Mastercard went crying to Biden that India's RuPay card service which charges mere 0.01 % as transaction fee instead of standard 2% charged by them is really killing them.