First, boot into Safe Mode and remove the following files:
c:\secure32.html
J:\WINDOWS\system32\paytime.exe
Then run HJT again, and place a check next to these items:
J:\WINDOWS\system32\paytime.exe
R1 - HKCU\Software\Microsoft\Internet Explorer\Main,Default_Page_URL = c:\secure32.html
R0 - HKCU\Software\Microsoft\Internet Explorer\Main,Start Page = c:\secure32.html
R1 - HKLM\Software\Microsoft\Internet Explorer\Main,Default_Page_URL = c:\secure32.html
R0 - HKLM\Software\Microsoft\Internet Explorer\Main,Start Page = c:\secure32.html
R0 - HKCU\Software\Microsoft\Internet Explorer\Main,Local Page = c:\secure32.html
R0 - HKLM\Software\Microsoft\Internet Explorer\Main,Local Page = c:\secure32.html
O4 - HKLM\..\Run: [PayTime] J:\WINDOWS\system32\paytime.exe
O16 - DPF: {8E28B3A9-FE83-45D1-B657-D5426B81A121} (CustomerCtrl Class) -
http://cs7b.instantservice.com/jars/customerxsigned33.cab
Hit "Fix Checked", then reboot. Run Ad-Aware SE and Spybot S&D once you're finished, to ensure that your system is clean.
