How This Long-Time iPhone User Switched to Android

"I've also encountered a few rare occasions where some apps cause Android's soft buttons disappear altogether and I have to lock/unlock the phone to make them surface again."

You should be able to bring soft buttons back with a swipe up from bottom of screen
 
General security and the availability of upgrades and patches are an advantage of the iPhone, but to a lesser extent if you have a Nexus phone.

If I was intent on doing anything financial on a smart phone I think I'd buy an Apple. (I currently have neither).
 
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