Ok, so previously I was getting a 'Stop:0x0000000A (0xFF1701F0,0x00000002,0x00000000,0x804D9B64) and was told that it was indeed drivers.
I reinstalled windows upgraded to XP sp3, and loaded all the current drivers. It crashed again and gave me the same error message. Once when I was looking it up online I saw it mentioned that sometimes it means the motherboard needs replaced. I decided this must be one of those times. So I picked up a motherboard.
I just finished installing it and now it gives me a stop: 0x0000007E (0xc0000005, 0x804D9A69, 0xF9D0867C, 0Xf9D08378) error on bootup.

I can't access the dump files. Can anyone help?

How to troubleshoot a Stop 0x0000007E error in Windows XP?
Visit http://support.microsoft.com/kb/330182
This issue might occur if a system thread generates an exception that the error handler does not catch. This exception can be caused by any of the following:
If this issue occurs after the first restart during Windows Setup or after Setup is complete, the computer might not have sufficient hard disk space to run Windows XP.
The computer BIOS might be incompatible with Windows XP, or it might have to be updated.
The video adapter drivers might be incompatible with Windows XP.
A device driver or a system service might be damaged.
If the issue is associated with the Win32k.sys file, it might be caused by a third-party remote control program.

Did you load Norton antivirus or have an external western digital hard drive with retrospect software?

No, the hard drive is a toshiba, and there is no antivirus at all. I was not able to get that far.