Newly formatted PC lags and spikes

My PC is newly formatted and i installed antivirus and other applications.. after installation I try out stuff like surfing webs and play games it lags and spikes. and when i check the task manager the The CPU USAGE goes up to 100% just by using mozilla firefox or google chrome. I already checked if the hardwares are up to date and they are using Driver Checker application..



System Info:
Microsoft Windows XP Professional
Service Pack 2
Intel(R) Core(TM)2 DUO CPU E4600 @ 2.40GHz(2 CPUs)
4GB RAM
Motherboard: Wolfdale1333-D667
Video Card: NVIDIA GeForce 9500 GT
 
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