Pc Problem: Black Screen with Mouse Cursor

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Hi Everyone, I'm new to the board. I am having this annoying problem with my pc. This is a new computer which I bought two days ago. I get this annoying black screen and I'm able to move the mouse cursor around, but no matter what I press, I can not get out of it. Its random, and does not happen all the time. It usually happens when I'm exiting a game. And instead of sending me to my desktop, the screen is black. And it forces me to have to shutdown the computer by pressing the shut off button. Here are my pc specs.

Maingear
AMD 4200+ X2 Dual
Asus M2N-SLI Delux Motherboard
Western Digital 250gb hard drive
Nvidia Geforce 7900 GT
1gb Corsair Mem
Running Windows XP Home Ed

All the video drivers are downloaded including the beta drivers. I am also running Direct X 9.0c . I hope the video card does not have some sort of flaw to it. I would really appreciate the help, it would save me from having to bring the PC back. Another thing, I also reinstalled windows to see if it would make a difference and it didn't.
 
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