If we are doing an apples to apples comparison, then anyone who buys an Intel K series processor is probably going to overclock. So they wouldn't want a stock heatsink/fan anyways. Also overclocking would greatly increase the CPUs performance in most games. The 2700X has minimal overclocking headroom without more extreme cooling. My 2400G and 1700X are the same. There isn't much overclocking headroom in either. Overclocking the 2700X isn't that relevant because of the minimal overclocking headroom and minimal gaming performance increase in most games from the 2700X overclocking.
Microcenter stores are not that scarce. At least half the U.S. population is in within an hour drive or public transit ride of their stores. Their locations are in many major cities. Being accessible to 160-170+ million people isn't scarce. Of course prices in every market around the world vary.
My information is not half wrong. I'm talking about current processors, not processors from 6 to 10 years ago. The 2700x vs 8700K or 9700K IPC differences are small depending on what single threaded benchmarks you use. I've seen the 2700x vs 8700K and 9700K benchmarks when all processors were run at the same speed(4.0 GHz) differ by 3% to 6%. Yet the Intel CPUs are faster in games because of their clock speed and would still be faster with the same IPC because of their clock speed.
The price difference between a 2700X and a 9700K over 3 to 5 years of ownership is small. You also have to factor in the fact that the Ryzen CPUs require faster ram to perform optimally, which adds to the cost. Until the very recent RAM price drops, the difference in cost would make the price gap much smaller due to the cost of the 3000+ MHz RAM being much more expensive than 2666 MHz RAM. The comparisons I've seen on Intel CPUs in games at 1080p with 2666 vs 3000 MHz RAM is usually in the range of 3 to 5 FPS. Its less at 1440p and 4K. Basically its insignificant except for the most extreme professional esports players.
Look at the price difference for a high end system with both CPUs and excessive extra cooling for the 8700K(you don't really need a 360mm rad for the 8700K:
2700X system: $2354.09 as of today
https://pcpartpicker.com/list/DbnnRJ
9700K system: $2427.17 as of today
https://pcpartpicker.com/list/Jd8Ktg
Its about a $73 difference between the two systems. The same price difference would apply to a lower priced system because the only difference in the CPU, cooling, and RAM. You could spend a few extra dollars and upgrade the Intel system to 3000 MHz RAM, but it wouldn't be a huge price difference.
Over 3 years the difference is about $24 per year
Over 5 years the difference is about $15 per year
There is still an issue if you are building the system for gaming. You are giving up performance for a few dollars a year or under $100 difference in total system cost. Most people who are spending $1500 or more for a gaming PC aren't going to avoid a significant upgrade over $73(or less at Microcenter).