Well, to be honest I didn't do anything I wasnt supposed to do. I had a limit of $1000 and had about $997 on my card and VISA/Bank of America decided "Hey let us charge this guy $5 so we can put his card over the limit!". They had NEVER charged me this fee before and wanted to call it a standard fee that was legit (which is TOTAL bullhockey).

I was paying $100/month on that card when I only HAD to pay $20. Then they pulled that crap on me and then I was paying abotu $100/month (minimum required fee) because of monthly fee, plus over the limit fees and late fees.

I would sue, but I was in college so what could I have done.

Yea, it really does piss me off. My credit is F'd because of it now. I would burn down VISA's headquarters if I knew where it was.

I think everyone does. I mean I know people are out to make money, but things like the hidden charges,and retroactive billing, just get stupid.

That is why I plan on not having anymore credit cards than what I have. If I could just get my student loans paid off, I would be happy!!!

hmm I'm quite lucky mine only came out to 10,000 Though that isn't US dollars I'd guess thats about 5,000 US.. Yeah around that, Though the system here is pretty good we borrow from the goverment and thier not allowed to make money from it

Where are you from ? Just curious...