ziffel66
Posts: 141 +233
Let's see these hackers try and brute for my Apple Card.
I bet if they have two 3090's they could do it! Those things are amazing and can do ANYthing! Worth every penny!
Let's see these hackers try and brute for my Apple Card.
Hell, you can be denied housing and a job based on your credit score. It's highly illegal, but the people who get denied for those reasons aren't exactly in a position to hire attorneys.
The legality of it depends on the job you are applying for. If you are applying in the US for a government or defense department job, then substantial debt could open someone to being tempted to sell defense department secrets and, thus, may not get that security clearance.You can fail a security check if you have a significant amount of certain types of debt as you can be deemed as a risk. In other words a competitor or someone who wishes to do the company harm can offer to pay off your debts in order to get you to help them, provide access etc. Its not illegal as technically you aren’t being hired for security reasons.
This includes most IT and telecommunications roles where you are given access to private corporate networks. Sure, McDonald’s don’t require a security check but in my previous life as a systems engineer every job out there had security checks going. I always had a headache as I have visited the Sudan on holidays to scuba dive. And if you’ve been in this country this flags you up as a potential terrorist so I usually had to do in person interviews with the security firm to confirm that I’m not likely to attack anyone in the name of Allah lol. Of course I’m white af, slightly posh, slightly chubby. Obviously a Middle Eastern radical..The legality of it depends on the job you are applying for. If you are applying in the US for a government or defense department job, then substantial debt could open someone to being tempted to sell defense department secrets and, thus, may not get that security clearance.
Well, maybe you had cosmetic surgery!This includes most IT and telecommunications roles where you are given access to private corporate networks. Sure, McDonald’s don’t require a security check but in my previous life as a systems engineer every job out there had security checks going. I always had a headache as I have visited the Sudan on holidays to scuba dive. And if you’ve been in this country this flags you up as a potential terrorist so I usually had to do in person interviews with the security firm to confirm that I’m not likely to attack anyone in the name of Allah lol. Of course I’m white af, slightly posh, slightly chubby. Obviously a Middle Eastern radical..
Yeah, they call it Eno. Or they used to. Now all I see is "virtual cards."It depends on the bank that issues the card.
Its the same thing with "one-time use" card numbers or card numbers that you can give to a specific site. I know Capitol One supports these and allows you to enable/disable them through an app or web site. Vendor specific numbers are helpful because then you know where a breach originated. (I don't have Capitol One's card, but I investigated it and they made it a pain to get one since I have a block on getting my credit reports. They listed who they used, and I lifted the block on that provider, sent them a letter and said the block was lifted, but they still denied my application anyway to which I promptly lifted my middle finger. Many companies have automated letter readers and I suspect that what happened was that one of the automated letter readers read my letter and improperly handled it.)
I've heard you can put PIN numbers on your cards. I think the trouble with that, though, is that the merchant has to ask for it.A French guy proved more than 15 years ago that he could forge a fake credit card, and to prove his point, bought a number of underground tickets. A few dollars worth, just to prove to the banking system, which was a little over confident, that it was possible and that their card system was obsolete. He was prosecuted and jailed.
Now the REAL question: when is the banking system going to beef up its security measures by re-designing a credit card system that is adapted to modern practices and up-to-date fot the sheer power of available computers today instead of asking their customers to take the necessary steps and deal with all this BS when the sh... hits the fan? I.e, ask for refunds when fraudulent use of their cards is detected?
We have no control whatsoever its THEIR responsibility!
I assume that you still have to notify them that a charge is fraudulent. How else would they know?Yeah, they call it Eno. Or they used to. Now all I see is "virtual cards."
Anyway, all you do is fill in a short form, and it gives you a permanent (until you delete it) virtual number, security code and exp. date. It's tied to the real Cap One cards, but only works at that retailer. It's been around for years now, and they claim a fraudulent charge has never gone through.
My bank does not offer the option to exclude types of merchants. So, this depends on the bank that issues the card.1. Have two accounts in the same bank one with Internet payments disabled and out with them enabled
2. The first account has your savings and the second has 0 balance
3. When u want to buy something on-line you transfer the exact amount from the first account to the second (without any commission as it is inside the same bank)
4. Buy stuff on-line with the second acount
5. Profit
In France, we all have PINs on our cards, it's mandatory, but if you obtain the card number, expiration date and the 3 digit check code on the back, you can make purchases on the web. But it's more and more difficult, as a recent regulation makes 2 factor authentication mandatory for on-line purchases. I have to enter a code sent by SMS for almost all my shopping now.I've heard you can put PIN numbers on your cards. I think the trouble with that, though, is that the merchant has to ask for it.
I go to a Delta Sonic for Gas in the US, and they simply allow you to cancel the PIN input. I do not have a PIN on my card, though, so I don't know if the transaction would still work if I did have a PIN on my card. Also, if I did put one on, I don't want to enter it every time I use the card.
The article completely ignores 2FA solutions like 3-D Secure (VISA) or SecureCode (Mastercard), mandated in many places, my country included.
So yes, you can do a whole lot about this, you only need to use your brain.
Of course, there'll always be r*tarded countries that consider these measures "anti-competitive" (???), like Australia.
My Debit Card has been hit 3 times over the past 10 years. Each time it was a small amount charged, and each time my card was shut down, the money refunded and a new card issued.
Let's see these hackers try and brute for my Apple Card.
Brand New card numbers in how long?
The push of a button?
Just use privacy.com same type of service and doesn't require you to apply for a credit card.It depends on the bank that issues the card.
Its the same thing with "one-time use" card numbers or card numbers that you can give to a specific site. I know Capitol One supports these and allows you to enable/disable them through an app or web site. Vendor specific numbers are helpful because then you know where a breach originated. (I don't have Capitol One's card, but I investigated it and they made it a pain to get one since I have a block on getting my credit reports. They listed who they used, and I lifted the block on that provider, sent them a letter and said the block was lifted, but they still denied my application anyway to which I promptly lifted my middle finger. Many companies have automated letter readers and I suspect that what happened was that one of the automated letter readers read my letter and improperly handled it.)
I use PayPal for everything and when a cc is required, I just generate one via privacy.com with a set limit or for sole use and never had an issue with any cc fraud.
Thanks for the tips about privacy.com. I will have to check it out.Just use privacy.com same type of service and doesn't require you to apply for a credit card.
I have a capital one credit card as well as privacy and they both pretty much offer the same benefit.
Yeah, I had a debit card stolen once, but never lost anything and talked to one of the merchants about who placed the order, they let me check the order status online, then I reported the JA to the Secret Service.I only ever use one credit card on for the web. It's had the number stolen 3 times over 20+ years and I was never out a dime.
IMO, using a debit card for any thing except an ATM is crazy. I've had a few friends with cleaned out checking accounts over the years.
And I haven't been outright denied a card, but the offers I've had were a scam (I haven't pursued it recently but...) -- like 20% interest, starting from the second the purchase is made (you can pay off at the end of the month and they're still charging interest.) No thanks. Luckily my debit card is with a local bank that does provide me with proper protections.And this comment shows the disconnect between financial classes. While I'm lucky enough to have good credit and several cards, something as simple as outstanding medical debt will outright deny you a credit card. Sometimes your only option is a debit card and that's if the American banking system allows you to have a bank account. It's pretty difficult to work your way out of poverty when you don't even make enough money to update your address nonetheless buy a car to get that better job.
Hell, you can be denied housing and a job based on your credit score. It's highly illegal, but the people who get denied for those reasons aren't exactly in a position to hire attorneys.
You set the card for a single use and limit amount, what exactly are they going to steal if the card gets compromised? They can't charge anything to it as the card is no longer valid and had an amount of 10 dollar limit for a single use.I did some research on Privacy.com and their reputation is less than stellar, and it not something that I would subscribe to.
For one, you trade true credit card fraud protection for the, extremely questionable, security of a virtual credit card number. Except that the "card" they give you is really a debit card that is backed by a bank account that you provide, and if that number is compromised in any fashion, you are likely out the money.
There are people out there with horror stories about privacy.com, and perhaps all those recommending it have not yet experienced this, but if you ever have one of their card numbers stolen and used for unauthorized purchases, it sounds like you will be lucky to get your money back. See the comments at this link - https://dyernews.com/privacy-com-review/
And see the reviews here https://privacy-com.pissedconsumer.com/review.html
As I see it, I would be better off going with CapitalOne's "Eno" feature.
Privacy.com sounds far too risky for me.