Mastercard will let partnered banks offer crypto-based debit cards and loyalty rewards

I agree with you there... alas, no currency will ever cure "stupid"...
Well, at least we agree on something. IMO, I would not see a cure for "stupid" as being the answer. Rather, curing those that see "stupid" as an opportunity would be a better approach, IMO. Then again, are they two sides of an "incurable coin"?
 
If you want to read about Ponzi schemes you should google up MMM. 90s were crazy times in Russia. I'm lucky I wasn't born in Russia
 
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