...if you were to visit http://www.msn.com, nothing will be checked on the Microsoft server because "msn.com" and other major websites are on the client-side list of OK sites. However, let’s say the URL looked like this: http://207.68.172.246/result.aspx?u=Tariq&p=Tariq’sPassword, in this scenario phishing filter will remove the query string to help protect my privacy but it will send "http://207.68.172.246/result.aspx" to be checked by the Microsoft Server because 207.68.172.246 is not on the allow list of OK sites. As it turns out, 207.68.172.246 is just the IP address of MSN.com server, so its not a phishing site but this example should help you understand more about how Phishing Filter checks sites on the server.
