I just discovered a really nice program called Ringtone Media Studio. You can create your own ringtones from CDs or MP3s...you can edit them and mix your own voice. You can also make wallpapers from any image. It's really fun! Works on about 400 phones but you need to have bluetooth, infrared or a cable to transfer the files..
Check it out at
http://www.ringtonemediastudio.com
Check it out at
http://www.ringtonemediastudio.com