If you’ve ever found yourself in a situation where you really want to order something online but won’t have the funds until payday, PayPal’s latest service is calling your name.

With Pay After Delivery, buyers can elect to wait and pay for goods up to 14 days after the initial purchase on items valued at up to $10,000. The merchant still gets paid immediately via PayPal so in essence, PayPal is offering buyers an interest-free, two-week line of credit.

To use Pay After Delivery, users must have a valid checking account linked to their PayPal account. Once the 14 day period is up (or sooner, if the buyer chooses), PayPal will debit the money due from the linked bank account. In the event of insufficient funds, PayPal will then attempt to get the money from a user’s PayPal balance, a credit card or an alternate debit card.

PayPal is marketing it as a way to receive an item and make sure it’s what you ordered. The idea is to give customers the same level of confidence that they get when shopping at a physical store.

It may not seem like a big deal but as you’ve no doubt witnessed, the world of mobile payments is getting awfully crowded with services like Google Wallet – and more recently, Apple Pay – joining the fray. If the feature catches on, it could be a positive differentiator for the popular payments platform.