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And this is happening because.... of the pandemic....Respectfully, you're wrong.
The pandemic did indeed dramatically jack up costs on electronics and create shortages, but what's going on with graphics cards is particularly acute. You have the general component shortage going on, and you have mining going nuts, but the biggest offenders really are the AiB companies and not by an insignificant margin.
I've had visibility for what cards are going for to distributors, and the AiB partners...while you can't say they're colluding, they certainly all seem to be basically playing chicken to see who can jack up their prices the highest and the fastest before the market tells them what to do with themselves. It's actually really repugnant and stinks of when the IC companies were colluding to jack up the costs of SSDs and DRAM.
When ANYTHING is scarce, human nature dictates that some people will profiteer...
You can rail against human nature all you want - but it isn't going to change. Once supply is back to normal, you'll see all of this disappear.