Some things are simply not worth arguing about. If the traditional way was so great they wouldn't need Ripple.And how much of the crapto has been stolen by the supposed "guardians of the sacred wallet"?
I haven't had a penny stolen from my bank account, many of which are "federally insured".
BTW, it's nice to see you've dislodged your foot from your mouth about "why do credit card companies not charge you interest from the day of the purchase". Or have you?