Regarding the discussion in the comments (which as often happens ends up being more interesting and fun to read than the article itself), I can only share my experience.
I've always used Windows logged in with the Administrator account all the time, ever since the Windows 2000 days, and never had anything bad happen because of it. I'm logged as Administrator right now, I don't even have regular user accounts set up on my machines. This infamous practice has only saved me tons of time and headaches, by not having to deal with crap such as UAC prompts or software complaining of not enough permissions (or worse, running unstable or with random bugs without obvious cause, for this reason). In the almost 20 years I've been doing this, my PCs have only been infected by viruses or malware in 2 or 3 occasions if I recall correctly - and none since Windows 7 SP1.
I also always run Linux logged in as root, and it's the same story. In over 10 years, it has only saved me time by never having to enter credentials, and nothing bad ever happened. My PCs never exploded and I never had all my data stolen by Russian hacker boogeymen because of it.
If you have above room temperature IQ and better attention span than a goldfish, running with full credentials isn't as dangerous as most claim to be. Now of course, for this exact reason, when it comes to regular users it really might not be such a good idea... but for me, the benefits far outweigh the risk - even if something bad DOES happen some day in the future because of it, it has already paid off (the very few past malware infections I mentioned don't count - there wasn't any sign that using a standard account would have prevented them).
