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But it will never become the financial system. It still has a dependency on the nations banking system. By the time it is large enough to bypass that hurdle. It will be large enough for the nation to regulate it. Therefor becoming the very thing you are trying to replace.Crypto brings competition to the financial system.
Personally I don't think it will last the next decade. That is without something changing the instability of its value. That will be required before it replaces any nations currency.