Entering addresses takes around 10 times more with the wheel, instead of the touch screen keyboard.I must be the only one who likes the modern iDrive systems used with the centre console wheel. I don't want greasy fingerprints all over the screen. Easier to rest an arm on the centre console and move through menus than lean forward and stab at this screen. I like the tactility of the wheel and you get muscle memory after a few weeks to use it without even taking your eyes off the road.
The credit is also fine, gives a good starting haggling position.