XP problem or graphics card.. "never heard of issue"

[Zilliak]

Basically it comes on with these two boxes over everything...games.....music....typing....everything it doesn't matter what..

System specs:

GF8200a motherboard
amd athlon 64X2 2.5 ghz
2gb ram 800hz
2 160gb hd
idt onboard sound
All drivers are up to date and i reformatted and installed xp 3 times and it keeps happening

/http://s890.photobucket.com/albums/ac108/zilliak/?action=view&current=untitled.jpg&newest=1

 

[Zilliak]

http://s890.photobucket.com/albums/ac108/zilliak/?action=view&current=untitled.jpg&newest=1