You may have to format the memory card before adding the first images to it.
Then you may use the camera, or you may prefer to use a memory card reader. You attach a USB cable to the camera or to the memory reader, and then use drag and drop or software such as Picasa, Irfanview, Gump, or a software disc which came with the camera to migrate the images to a location you select on your software. The possibilities are practically limitless.
There is usually, with the Fujifilm camera, a special USB cable which has a much smaller and odd shaped plug which inserts into the camera. The other end is standard USB and plugs into the computer. With this cable, you can move images directly from the camera to the computer without the use of the memory chip... It is most important to know the type of memory chip you have and the speed at which it works in various devices.
What must happen is the user must take some time, often extending into several hours, to become familiar with the memory system and with the camera.
If you don't have the manual for the camera, print the manual found on the Fujifilm website to use as a guide in learning how to perform all the tasks of your camera system.