As someone employed and financially independent, I can't justify dropping $2000 on a monitor either. THOUGH I am interested in 27" gaming monitors; I think are the perfect size for gaming. I'm not a fan of 34" wide screens or anything smaller than 27".
You should give a 27" 2K monitor a shot and see!
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I own many high end monitors, none to my liking. On day one, (some 3 years ago now?) I got a Predator X34 g-sync for one of my gaming rigs. I have several.
It is a wide-screen for gaming at 3440 x 1440 and has been driven by 3 different video cards since I've bought it (980, 980ti, 1080). I will be buying a 2080 for that monitor, because I know I can have a steady 120+ frames at 3440 x 1440.
I also have another rig, with a Vega 64 liquid cooled Video Card attached to a 32" Samsung QLED gaming (C32HG70), which is a better aspect ratio for certain games at 2560 x 1440 @ 100hz. I will be getting a new Vega128 for that Monitor this Holiday season, when AMD releases those 7nm cards in 3 months time.
I have another older system, with a hand me down 980ti running a 1ms 2560 x 1440 for FPS gaming and clan play. And lastly, a Samsung QLED TV, with my Xbox and Netflix.
I just want better monitor choices for gaming, such as a 39" 4k OLED @ 144hz... anyone?