Build a PC Cooler Master RS-430-PMAR playing up??

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My specs are

Pentium 521
ECS PF4 extreme
2 x 512mb Syncmax ddr2 533mhz
Forsa 256mb 6600
Samsung 160gb Sata
Seagate 60gb Pata
Nec 2500a
Cooler Master Rs-430-PMAR

Recently built the above system and every thing is all fine. I do a lot of video/audio conversions + downloading continuously for 24hrs and have the computer on for many days even wks without ever having a problem.

However, recently i notice some funny readings from speedfan v4.25 on the 12 read:

Vcore: 1.33v
+12v: 5.65v
3.3v: 3.34v
Vcc: 4.99v
Vin2: 0.00v
5Vsb: 4.93v
Vbat: 0.00v

does that mean i have a faulty psu or is it normal cos the 12v is on 2 railings and speedfan is only reading one of them?

i also read that theres a software that can stress test a psu....i cant recall the name but i think it begins with the letter o, any one has an idea?

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